The Internal Revenue Service (IRS) warned taxpayers of a quickly growing scam involving erroneous tax refunds being deposited into their bank accounts. The IRS also offered a step-by-step explanation for how to return the funds and avoid being scammed. For more information from the IRS, Click Here.
September 8, 2017
The Equifax Data Breach
Equifax Inc announced a cybersecurity incident potentially impacting approximately 143 million U.S. consumers. Here at CommonWealth, we typically use Experian for our member credit reports. However, it is still important for you to check your credit reports regularly and monitor your credit card and bank accounts closely for charges you don’t recognize. For more information and additional resources, Click Here.
August 18, 2017
Scams Affect All Of Us
How many of us get scam calls? Maybe it’s someone saying they’re the IRS. Or a debt collector. Or tech support. Or a so-called friend in so-called trouble. And they want you to send money. Sound familiar? All of us are targeted for scams. Every one of us. Which is why the FTC created this video to make exactly that point – fraud really does affect all of us, in every community. And we all can do something about it.
April 13, 2017
Telephone Phishing Scam
Please be aware of a recently reported telephone phishing scam in which consumers are receiving calls telling them they have been approved for Visa with CommonWealth and asking them for personal information such as their driver's license and social security number. Do not provide this or any other information to the caller. These phone calls are not coming from CommonWealth. Please visit the NCUA's Fraud Prevention Center for tips on how to protect yourself from scams like this.
September 6, 2016
Consumers Should be on Alert for Fraudulent NCUA Text Messages
The National Credit Union Administration has received additional consumer calls about suspicious text messages claiming to come from the agency. The messages read: “National Credit Union Administration Alert for (recipient's phone number). Contact 844-234-5445.” Other fraudulent phone numbers to be alert for are 855-340-1398 and 844-906-0773. These texts are not communications from NCUA. The agency does not seek personal information through the internet or on the telephone. For more information, check out NCUA's Fraud Prevention Center.
May 27, 2016
Commonwealth Credit Union in Kentucky Phishing Scam
Members of Commonwealth Credit Union in Kentucky have reported receiving phishing emails informing members that their online access has been blocked and to click on a phishing link to regain access. The credit union is warning members to ignore the scam. We are not aware of any large scale current phishing attempts against CommonWealth Central Credit Union, but at least one member has reported that they received the Kentucky message. As always, be vigilant and never provide any non-public information to any website that you are not certain of. Please refer to our security section for more information.
December 17, 2015
NCUA Telephone Phishing Scam
Please be aware of a recently reported telephone phishing scam in which consumers receive calls from a caller claiming to work for the NCUA and asking for personal financial information. Consumers should not provide this or any other information to the caller. Please visit the NCUA's Fraud Prevention Center for more details and tips on how to protect yourself from scams like this.
March 17, 2015
"National Credit Union" Phishing Scam
The National Credit Union Administration has received reports of an online phishing scam that uses a website with a logo and a design similar to the agency's own site in an attempt to convince unwary customers to provide information or send money. Click here for more information on this scam.
January 20, 2015
Tax Identity Theft
Tax season is getting close and for some people, so is an experience with tax identity theft or IRS imposters. Tax identity theft happens when someone uses your Social Security number to get a tax refund or a job. You usually find out something's wrong after you file your tax return. Check out the Federal Trade Commission website for more details on Tax Identity Theft and ways to protect yourself.
April 10, 2014
We have been made aware of recent email/text/phone phishing scams and deceitful attempts to obtain members' card information. These attempts are fraudulent and may come from what appears to be a credit union email address. The message may request for you to activate your card by clicking a link or calling a specific phone number.
As a reminder, please be cautious when providing your personal information in order to protect yourself from fraud. CommonWealth will never ask you to provide your full card number, CVV Number or Social Security Number. Also, if you receive a suspicious email, do not click on any links or call the phone numbers provided. If you are unsure, please call us or visit your local branch office.
The Internal Revenue Service (IRS) has issued another strong warning for consumers to guard against sophisticated and aggressive phone scams targeting taxpayers, including recent immigrants, as reported incidents of this crime continue to rise nationwide. These scams won’t likely end with the filing season so the IRS urges everyone to remain on guard. The IRS will always send taxpayers a written notification of any tax due via the U.S. mail. The IRS never asks for credit card, debit card or prepaid card information over the telephone. For more information or to report a scam, go to www.irs.govand type "scam" in the search box.
Tips To Reduce Your Risk
Secure home computers and mobile devices: Members should ensure their home computers are secured with a firewall and antivirus software before performing any online transactions. Operating system patches should be downloaded when made available by software vendors. Members should also protect mobile devices (mobile phones, tablets, etc.) used to conduct online transactions by installing antivirus software.
Monitor accounts: Members should periodically monitor their deposit and credit card accounts to identify any unauthorized transactions. Members should be instructed to immediately report unauthorized transactions to the credit union.
Click herefor additional information about Phishing from the Federal Trade Commission or to report a scam.
Your identity can be stolen in an instant. Don’t be a victim. Take a few minutes to learn simple ways to protect yourself.
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